ZIP 78109 Property Distress & Foreclosure Data

Composite property distress in 78109 (Bexar County, Texas) lands at 35/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (89/100)). On the structural side it scores 79/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (79/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100).

The recovery-phase market in 78109 posted values that rose 1.9% over the year, and 2% higher over three years (phase confidence 12/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

11.0% of residents fall below the poverty threshold. Population is roughly 56,372 with a median age of 33. Educational attainment sits at 31% bachelor's-or-above. Home values center near $252,500, an affordability ratio of 2.8× — accessible. Median household income is $87,635, above the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Around 44% of renters are cost-burdened. The vacancy rate is 1.8%. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 21,507 housing units.

On balance 78109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.