ZIP 78239 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78239 (Bexar County, Texas) at a moderate 37/100 for overall property distress. The pressure is most legible in construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). On the quiet end sit mortgage stress (20/100). Structural exposure scores 83 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).

The contraction-phase market in 78239 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 2% higher over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $71,455 — near the roughly $78,000 national figure. The vacancy rate is 7.4%. 15.6% of residents fall below the poverty threshold. On demographic stress specifically, 78239 scores 30/100. About 27% have a four-year degree. The typical home is worth about $229,200 (3.0× income, relatively affordable). Around 41% of renters are cost-burdened. The ZIP holds roughly 10,091 housing units. 74% of housing is owner-occupied. 29,855 residents call 78239 home, typically aged 36.

Net-net, 78239 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 78239 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 78239 stays directly comparable to neighboring ZIPs and the rest of Bexar County, Texas. Nothing here is interpolated — where a source is thin for 78239, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 78239 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. In workflow terms, 78239 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.