ZIP 78240 Foreclosure, Tax-Lien & Distress Report

In Bexar County, Texas, ZIP 78240 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). mortgage stress (20/100) stay muted. Latent structural risk is 80/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 1% higher over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 10.6%. About 57,014 people live here, median age 33. Median household income is $62,203, below the U.S. median near $78,000. Rent burden reaches 40% of tenant households. About 38% have a four-year degree. 35% of housing is owner-occupied. Roughly 15.7% live below the poverty line. The ZIP holds roughly 28,440 housing units. The demographic-stress sub-score lands at 35/100. Home values center near $257,500, an affordability ratio of 3.9× — accessible.

On the whole, 78240 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78240 at the moment; the composite and its components are still built from verifiable records.

The 78240 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 78240 stays directly comparable to neighboring ZIPs and the rest of Bexar County, Texas. The score is rebuilt from public data as it updates, so 78240 reflects the current record instead of a stale or modeled snapshot.

The 36/100 figure for 78240 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 78240 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.