ZIP 78244 Foreclosure, Tax-Lien & Distress Report

ZIP code 78244 in Bexar County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). On the structural side it scores 83/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). mortgage stress (20/100) stay muted.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 3% higher over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Median household income is $67,789, below the U.S. median near $78,000. The poverty rate is 10.5%. About 37,861 people live here, median age 33. 71% of housing is owner-occupied. Around 43% of renters are cost-burdened. A median home runs $216,300 here, or 2.9 times local income. About 24% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100. There are about 13,033 housing units across 78244. The vacancy rate is 4.1%.

On the whole, 78244 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 78244's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 78244 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 78244 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Practically, 78244 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.