ZIP 78201 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78201 (Bexar County, Texas) returns a moderate composite of 37/100. On the structural side it scores 83/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). mortgage stress (20/100) stay muted.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 8% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Population is roughly 43,426 with a median age of 38. The ZIP holds roughly 18,416 housing units. Home values center near $197,800, an affordability ratio of 4.1×. About 17% have a four-year degree. At $46,129, median income runs below typical U.S. levels. Rent burden reaches 49% of tenant households. The vacancy rate is 11.4% — elevated. The demographic-stress sub-score lands at 40/100. Owners hold 47% of homes, renters 53%. The poverty rate is 23.9% — high, a tax-stress and distress correlate.

On the whole, 78201 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 78201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. 78201 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 78201's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 78201 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.