ZIP 78237 Property Distress & Foreclosure Data

ZIP code 78237 in Bexar County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (81/100), structural risk (79/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 79/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100).

The market reads recovery — home values rose 1.9% year on year, and 1% lower over three years (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $40,233, median income runs below typical U.S. levels. Around 51% of renters are cost-burdened. The ZIP holds roughly 13,144 housing units. Around 6% of adults hold a bachelor's degree or higher. 61% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. About 36,930 people live here, median age 34. The typical home is worth about $115,500 (2.6× income, relatively affordable). The poverty rate is 29.9% — high, a tax-stress and distress correlate. The vacancy rate is 8.9%.

Net-net, 78237 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.