ZIP 78242 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78242 (Bexar County, Texas) lands at 36/100 — moderate on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). Structural risk reads 80/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 4% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

The vacancy rate is 5.8%. There are about 11,436 housing units across 78242. Around 10% of adults hold a bachelor's degree or higher. Around 52% of renters are cost-burdened. On demographic stress specifically, 78242 scores 37/100. About 35,976 people live here, median age 29. Households earn a median $48,979 — below the roughly $78,000 national figure. 53% of housing is owner-occupied. Roughly 24.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $148,200, an affordability ratio of 2.6× — accessible.

On the whole, 78242 leans distressed, with opportunity clustered in specific stressed parcels. While 78242 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 78242 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 78242 reflects the current record instead of a stale or modeled snapshot.

78242's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 78242 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.