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ZIP 78224 Foreclosure, Tax-Lien & Distress Report

Bexar County, Texas · Cooling Market market

In Bexar County, Texas, ZIP 78224 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). Structural risk reads 83/100 against active distress of 6/100.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 1% higher over three years (phase confidence 21/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The typical home is worth about $162,200 (2.4× income, relatively affordable). Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 7,625 housing units. Rent burden reaches 44% of tenant households. The vacancy rate is 8.5%. The demographic-stress sub-score lands at 33/100. Around 12% of adults hold a bachelor's degree or higher. About 20,671 people live here, median age 29. Median household income is $57,965, below the U.S. median near $78,000. Owners hold 54% of homes, renters 46%.

Net-net, 78224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78224 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 78224 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78224 can be compared directly against any other ZIP in Bexar County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78224 shows blanks, not estimates, wherever the record is sparse.

The 37/100 figure for 78224 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 78224 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

37/100
Composite stress
83/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 78224

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

78224 at a glance

Current distress, phase, housing and lender-pressure figures for 78224, drawn from the same report attached to each property.

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