ZIP 78228 Property Distress & Foreclosure Data

ZIP code 78228 in Bexar County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (81/100), structural risk (79/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 79/100 structural and 6/100 already moving.

The market reads recovery — home values rose 1.9% year on year, and 2% lower over three years (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $50,865, median income runs below typical U.S. levels. Around 55% of renters are cost-burdened. The vacancy rate is 9.9%. Around 14% of adults hold a bachelor's degree or higher. About 55,474 people live here, median age 36. The ZIP holds roughly 21,432 housing units. The poverty rate is 25.1% — high, a tax-stress and distress correlate. 58% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100. The typical home is worth about $174,900 (3.2× income, relatively affordable).

Net-net, 78228 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.