ZIP 78207 Foreclosure, Tax-Lien & Distress Report

ZIP code 78207 in Bexar County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). mortgage stress (20/100) stay muted. Latent structural risk is 83/100 while live distress already moving reads 6/100.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 10% lower over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Home values center near $106,700, an affordability ratio of 3.0× — accessible. 42.7% of residents fall below the poverty threshold. There are about 18,637 housing units across 78207. Owners hold 43% of homes, renters 57%. Around 6% of adults hold a bachelor's degree or higher. Around 50% of renters are cost-burdened. About 54,128 people live here, median age 33. DLRadar's demographic-stress index for the area reads 43/100. The vacancy rate is 10.9%. Median household income is $30,655, below the U.S. median near $78,000.

Taken together, 78207 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 78207 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 78207 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78207 can be compared directly against any other ZIP in Bexar County, Texas or nationwide. 78207 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78207's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 78207 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.