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ZIP 78204 Foreclosure, Tax-Lien & Distress Report

Bexar County, Texas · High Vacancy market

ZIP 78204's composite property-distress score is 37/100 - DLRadar classes that as moderate for Bexar County, Texas. Leading the profile are construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). By contrast, mortgage stress (20/100) register low. Structurally it carries 83/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).

The contraction-phase market in 78204 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 6% lower over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Owners hold 48% of homes, renters 52%. The vacancy rate is 18.6% — elevated. Households earn a median $54,667 — below the roughly $78,000 national figure. The ZIP holds roughly 6,402 housing units. 16.0% of residents fall below the poverty threshold. 11,944 residents call 78204 home, typically aged 36. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Around 27% of adults hold a bachelor's degree or higher. Home values center near $173,100, an affordability ratio of 2.6× — accessible.

Net-net, 78204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78204 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 78204's 37/100 can be lined up against any neighbor in Bexar County, Texas or any ZIP coast to coast. Sparse data for 78204 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 78204 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For an operator, 78204 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

37/100
Composite stress
83/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 78204

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 78204 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 78204, the same set carried on every parcel.

Loading ZIP 78204 stress data…

Bexar County ZIPs near 78204

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Rules-based scoring — each signal ties to a public dataset · methodology

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