ZIP 78203 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78203 (Bexar County, Texas) returns a moderate composite of 37/100. Structurally it carries 83/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). Its heaviest discrete signals: construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). mortgage stress (20/100) stay muted.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

Home values center near $158,000, an affordability ratio of 4.0×. Roughly 33.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 2,392 housing units across 78203. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 45/100. Median household income is $34,815, below the U.S. median near $78,000. 48% of housing is owner-occupied. Rent burden reaches 62% of tenant households. About 4,845 people live here, median age 35. Around 14% of adults hold a bachelor's degree or higher.

On the whole, 78203 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 78203 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 78203's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 78203 shows blanks, not estimates, wherever the record is sparse.

Behind 78203's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 78203 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.