ZIP 78231 Foreclosure, Tax-Lien & Distress Report

ZIP 78231's composite property-distress score is 37/100 - DLRadar classes that as moderate for Bexar County, Texas. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The latent-versus-live split is 83/100 structural and 6/100 already moving.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 4% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 5.7% — low. The typical home is worth about $401,800 (3.7× income, relatively affordable). Around 48% of renters are cost-burdened. Around 64% of adults hold a bachelor's degree or higher. Population is roughly 9,966 with a median age of 39. Vacancy runs 3.3%. 65% of housing is owner-occupied. Median household income is $103,538, above the U.S. median near $78,000. There are about 4,083 housing units across 78231.

Taken together, 78231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 78231 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 78231 stays directly comparable to neighboring ZIPs and the rest of Bexar County, Texas. 78231 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78231's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 78231 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.