ZIP 78231 Property Distress & Foreclosure Data

Bexar County, Texas's ZIP 78231 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (79/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 79/100 structural and 6/100 already moving.

The market reads recovery — home values rose 1.9% year on year, and 4% higher over three years (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 27/100. The poverty rate is 5.7% — low. The typical home is worth about $401,800 (3.7× income, relatively affordable). Around 48% of renters are cost-burdened. Around 64% of adults hold a bachelor's degree or higher. About 9,966 people live here, median age 39. The vacancy rate is 3.3%. 65% of housing is owner-occupied. At $103,538, median income runs above typical U.S. levels. The ZIP holds roughly 4,083 housing units.

Net-net, 78231 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 78231

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Bexar County

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