ZIP 78257 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78257 (Bexar County, Texas) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100)). The split runs 80/100 structural to 6/100 active on the ground.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Around 38% of renters are cost-burdened. 6.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 41/100. Educational attainment sits at 56% bachelor's-or-above. Median household income is $74,540, near the U.S. median near $78,000. 39% of housing is owner-occupied. A median home runs $670,400 here, or 7.3 times local income. 10,390 residents call 78257 home, typically aged 35. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. There are about 6,867 housing units across 78257.

Taken together, 78257 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 78257 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 78257 runs through one identical scoring model, so its 36/100 sits on the same scale as every other ZIP in Bexar County, Texas and the nation. Where the record is thin for 78257, the field stays empty rather than modeled, and fills in as new documents post.

78257's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 78257 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.