ZIP 78255 Foreclosure, Tax-Lien & Distress Report

ZIP code 78255 in Bexar County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (82/100), construction/permit lag (78/100), institutional ownership (57/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (78/100). Structural exposure scores 82 and live distress 6 on the 0–100 scale.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 18% higher over three years (phase confidence 21/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

4.5% of residents fall below the poverty threshold. 18,107 residents call 78255 home, typically aged 41. Educational attainment sits at 61% bachelor's-or-above. The ZIP holds roughly 6,270 housing units. At $151,673, median income runs above typical U.S. levels. The typical home is worth about $531,400 (3.2× income, relatively affordable). On demographic stress specifically, 78255 scores 23/100. Vacancy runs 4.7%. Around 35% of renters are cost-burdened. 85% of housing is owner-occupied.

Taken together, 78255 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 78255 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 78255 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78255 can be compared directly against any other ZIP in Bexar County, Texas or nationwide. Sparse data for 78255 shows as blanks, never estimates, and the score updates on every fresh public filing.

78255's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 78255 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.