ZIP 78015 Foreclosure, Tax-Lien & Distress Report

ZIP 78015's composite property-distress score is 34/100 - DLRadar classes that as moderate for Kendall County, Texas. The most distinctive pressure shows up in construction/permit lag (79/100), structural risk (75/100), institutional ownership (56/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (75/100)). Latent structural risk is 75/100 while live distress already moving reads 5/100.

The contraction-phase market in 78015 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 51% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $155,488, median income runs above typical U.S. levels. 94% of housing is owner-occupied. Rent burden reaches 40% of tenant households. On demographic stress specifically, 78015 scores 22/100. The ZIP holds roughly 8,486 housing units. A median home runs $492,400 here, or 3.1 times local income. Around 63% of adults hold a bachelor's degree or higher. About 23,548 people live here, median age 39. 4.1% of residents fall below the poverty threshold. The vacancy rate is 4.6%.

On the whole, 78015 leans distressed, with opportunity clustered in specific stressed parcels. While 78015 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78015's 34/100 can be lined up against any neighbor in Kendall County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78015, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 figure for 78015 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 78015 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.