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ZIP 78015 Foreclosure, Tax-Lien & Distress Report

Kendall County, Texas · Cooling Market market

ZIP 78015's composite property-distress score is 33/100 - DLRadar classes that as moderate for Kendall County, Texas. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (72/100), institutional ownership (57/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (84/100), FEMA disaster exposure (71/100)). Latent structural risk is 75/100 while live distress already moving reads 5/100.

The contraction-phase market in 78015 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 51% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $155,488, median income runs above typical U.S. levels. 94% of housing is owner-occupied. Rent burden reaches 40% of tenant households. On demographic stress specifically, 78015 scores 22/100. The ZIP holds roughly 8,486 housing units. A median home runs $492,400 here, or 3.1 times local income. Around 63% of adults hold a bachelor's degree or higher. About 23,548 people live here, median age 39. 4.1% of residents fall below the poverty threshold. The vacancy rate is 4.6%.

On the whole, 78015 leans distressed, with opportunity clustered in specific stressed parcels. While 78015 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78015's 33/100 can be lined up against any neighbor in Kendall County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78015, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 figure for 78015 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 78015 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
75/100
Structural risk
5/100
Distress activity

ZIP 78015 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk84
Another 9 scored dimensions sit behind 78015

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

78015 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Kendall County

Nearest ZIP codes to 78015

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 78015

Keep going: ZIP, county and state distress coverage for Kendall County, Texas.

Get the full acquisition report for 78015

The full 78015 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

No modelling: every input is a public record · methodology

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