ZIP 78027 Property Distress & Foreclosure Data

DLRadar grades ZIP 78027 (Kendall County, Texas) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), climate & FEMA risk (67/100). Property-level stress concentrates in structural risk (49/100), institutional ownership (47/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (15/100) register low. Structural exposure scores 49 and live distress 5 on the 0–100 scale.

The market reads recovery — home values rose 1.9% year on year, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 180 housing units across 78027. The poverty rate is 0.0% — low. About 576 people live here, median age 54. The typical home is worth about $289,800 (2.6× income, relatively affordable). At $108,434, median income runs above typical U.S. levels. 100% of housing is owner-occupied. Vacancy runs 22.7%, above the national norm and a classic distress-and-opportunity signal. Around 43% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 19/100.

Net-net, 78027 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.