ZIP 78004 Foreclosure, Tax-Lien & Distress Report
Kendall County, Texas · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 78004 in Kendall County, Texas comes in at 24, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (68/100), climate & FEMA risk (67/100)). The split runs 51/100 structural to 5/100 active on the ground. The most distinctive pressure shows up in institutional ownership (55/100), structural risk (51/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (7/100) stay muted.
Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak (phase confidence 21/100). A cooling market tends to open discount-to-value windows.
DLRadar's demographic-stress index for the area reads 24/100. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. 541 residents call 78004 home, typically aged 47. At $160,147, median income runs above typical U.S. levels. Around 52% of adults hold a bachelor's degree or higher. The ZIP holds roughly 175 housing units. The typical home is worth about $680,900 (4.3× income). The vacancy rate is 0.0%. 92% of housing is owner-occupied.
Taken together, 78004 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 78004 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 78004's 24/100 can be lined up against any neighbor in Kendall County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78004 shows blanks, not estimates, wherever the record is sparse.
The 24/100 for 78004 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 78004 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 78004
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
78004 at a glance
Current distress, phase, housing and lender-pressure figures for 78004, drawn from the same report attached to each property.
Kendall County ZIPs near 78004
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Rules-based scoring — each signal ties to a public dataset · methodology