ZIP 78004 Property Distress & Foreclosure Data

DLRadar grades ZIP 78004 (Kendall County, Texas) at a low 23/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (67/100)). The latent-versus-live split is 49/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (49/100), institutional ownership (47/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (15/100).

The recovery-phase market in 78004 posted values that rose 1.9% over the year (phase confidence 12/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 24/100. 2.2% of residents fall below the poverty threshold. Population is roughly 541 with a median age of 47. Median household income is $160,147, above the U.S. median near $78,000. Educational attainment sits at 52% bachelor's-or-above. The ZIP holds roughly 175 housing units. Home values center near $680,900, an affordability ratio of 4.3×. The vacancy rate is 0.0%. Owners hold 92% of homes, renters 8%.

On balance 78004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.