ZIP 78070 Property Distress & Foreclosure Data

ZIP code 78070 in Comal County, Texas carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (73/100)). What sets it apart are the readings on construction/permit lag (98/100), structural risk (67/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (9/100). Structural exposure scores 67 and live distress 3 on the 0–100 scale.

The recovery-phase market in 78070 posted values that rose 2.1% over the year, and 1% lower over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 19,836 with a median age of 47. Vacancy runs 5.7%. Owners hold 91% of homes, renters 9%. Rent burden reaches 39% of tenant households. Home values center near $516,600, an affordability ratio of 4.1×. There are about 8,041 housing units across 78070. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $115,076, above the U.S. median near $78,000. Educational attainment sits at 41% bachelor's-or-above. 7.2% of residents fall below the poverty threshold.

On balance 78070 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.