ZIP 78130 Property Distress & Foreclosure Data

DLRadar grades ZIP 78130 (Guadalupe County, Texas) at a moderate 32/100 for overall property distress. Property-level stress concentrates in construction/permit lag (84/100), structural risk (73/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (15/100). On the structural side it scores 73/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (79/100)).

The recovery-phase market in 78130 posted values that rose 1.9% over the year, and 2% higher over three years (phase confidence 12/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $84,426, near the U.S. median near $78,000. Around 34% of renters are cost-burdened. 6.8% of residents fall below the poverty threshold. Owners hold 66% of homes, renters 34%. The vacancy rate is 9.0%. The ZIP holds roughly 44,789 housing units. Educational attainment sits at 35% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 95,787 with a median age of 36. Home values center near $323,200, an affordability ratio of 3.5× — accessible.

On balance 78130 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.