ZIP 78638 Property Distress & Foreclosure Data

ZIP code 78638 in Guadalupe County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 74/100 against active distress of 6/100. What sets it apart are the readings on structural risk (74/100), construction/permit lag (66/100), institutional ownership (56/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (71/100).

Prices here sit in a recovery phase: values rose 2.0% over the trailing year, and 22% higher over three years, at 12/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $317,400 here, or 3.6 times local income. Rent burden reaches 13% of tenant households. There are about 819 housing units across 78638. About 26% have a four-year degree. Households earn a median $82,760 — near the roughly $78,000 national figure. 2,064 residents call 78638 home, typically aged 44. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 78638 scores 26/100.

Taken together, 78638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.