ZIP 78648 Foreclosure, Tax-Lien & Distress Report
Caldwell County, Texas · Cooling Market market
In Caldwell County, Texas, ZIP 78648 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (79/100), structural risk (62/100), institutional ownership (40/100). On the quiet end sit mortgage stress (16/100). The latent-versus-live split is 62/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (80/100).
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.8% off the recent peak, and 10% higher over three years (phase confidence 5/100). A cooling market tends to open discount-to-value windows.
On demographic stress specifically, 78648 scores 33/100. Population is roughly 8,022 with a median age of 49. Around 12% of adults hold a bachelor's degree or higher. A median home runs $217,500 here, or 3.9 times local income. Rent burden reaches 45% of tenant households. 72% of housing is owner-occupied. At $56,533, median income runs below typical U.S. levels. The vacancy rate is 8.0%. Roughly 9.1% live below the poverty line. The ZIP holds roughly 3,509 housing units.
On the whole, 78648 leans distressed, with opportunity clustered in specific stressed parcels. 78648 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 78648's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 78648, the field stays empty rather than modeled, and fills in as new documents post.
Behind 78648's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 78648 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 78648’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 78648 distress snapshot
The live 78648 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Caldwell County
Keep exploring Texas distress
Other reports tied to Caldwell County, Texas — ZIP, county and statewide.
Open the complete 78648 acquisition file
Every distressed parcel in 78648 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology