ZIP 78124 Foreclosure, Tax-Lien & Distress Report
Guadalupe County, Texas · Cooling Market market
Scored purely from public records, 78124 (Guadalupe County, Texas) returns a moderate composite of 35/100. Structurally it carries 77/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (77/100), construction/permit lag (74/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low.
Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 39% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.
About 6,907 people live here, median age 43. The typical home is worth about $282,700 (3.4× income, relatively affordable). Vacancy runs 7.4%. There are about 2,595 housing units across 78124. Around 65% of renters are cost-burdened. Median household income is $82,534, near the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. The poverty rate is 7.7%. The demographic-stress sub-score lands at 33/100. Educational attainment sits at 22% bachelor's-or-above.
On the whole, 78124 leans distressed, with opportunity clustered in specific stressed parcels. While 78124 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 78124 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78124 can be compared directly against any other ZIP in Guadalupe County, Texas or nationwide. Where the public record is thin for 78124, the field stays empty rather than modeled, and fills in as new documents post.
The 35/100 for 78124 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 78124 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 78124
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 78124 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Guadalupe County
Keep exploring Texas distress
Related ZIP, county and statewide reads linked to Guadalupe County, Texas.
The complete 78124 distress and acquisition report
Every distressed parcel in 78124 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology