ZIP 78108 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78108 in Guadalupe County, Texas comes in at 34, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (70/100). Its heaviest discrete signals: structural risk (76/100), construction/permit lag (73/100), institutional ownership (56/100). mortgage stress (20/100) stay muted. Structurally it carries 76/100, against 6/100 of stress already in motion.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 30% higher over three years, at 21/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

48,458 residents call 78108 home, typically aged 35. Home values center near $337,600, an affordability ratio of 2.6× — accessible. On demographic stress specifically, 78108 scores 24/100. Around 39% of renters are cost-burdened. 85% of housing is owner-occupied. Vacancy runs 5.1%. About 40% have a four-year degree. The ZIP holds roughly 16,640 housing units. Median household income is $117,304, above the U.S. median near $78,000. 3.8% of residents fall below the poverty threshold.

Taken together, 78108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 78108 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78108's 34/100 can be lined up against any neighbor in Guadalupe County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78108 shows blanks, not estimates, wherever the record is sparse.

78108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 78108 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.