ZIP 78108 Property Distress & Foreclosure Data

DLRadar grades ZIP 78108 (Guadalupe County, Texas) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (68/100). Property-level stress concentrates in structural risk (75/100), construction/permit lag (71/100), institutional ownership (54/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 75 and live distress 6 on the 0–100 scale.

The market reads recovery — home values rose 1.9% year on year, and 30% higher over three years, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 48,458 people live here, median age 35. The typical home is worth about $337,600 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 24/100. Rent burden reaches 39% of tenant households. 85% of housing is owner-occupied. Vacancy runs 5.1%. Around 40% of adults hold a bachelor's degree or higher. There are about 16,640 housing units across 78108. At $117,304, median income runs above typical U.S. levels. The poverty rate is 3.8% — low.

Net-net, 78108 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.