ZIP 78217 Foreclosure, Tax-Lien & Distress Report

ZIP 78217's composite property-distress score is 36/100 - DLRadar classes that as moderate for Bexar County, Texas. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). Latent structural risk is 80/100 while live distress already moving reads 6/100. What sets it apart are the readings on structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). On the quiet end sit mortgage stress (20/100).

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 4% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 9.1%. The poverty rate is 13.9%. Around 30% of adults hold a bachelor's degree or higher. About 33,959 people live here, median age 37. There are about 16,408 housing units across 78217. The typical home is worth about $242,300 (3.8× income, relatively affordable). Households earn a median $56,852 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 35/100. Around 48% of renters are cost-burdened. The tenure split is 46% owner-occupied to 54% rented.

Taken together, 78217 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 78217 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 78217 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78217 can be compared directly against any other ZIP in Bexar County, Texas or nationwide. Where the record is thin for 78217, the field stays empty rather than modeled, and fills in as new documents post.

Behind 78217's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 78217 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.