ZIP 78221 Foreclosure, Tax-Lien & Distress Report
Bexar County, Texas · High Vacancy market
ZIP code 78221 in Bexar County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 83/100 against active distress of 6/100. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)).
The contraction-phase market in 78221 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 2% lower over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 41,580 people live here, median age 35. The tenure split is 70% owner-occupied to 30% rented. The ZIP holds roughly 15,141 housing units. About 12% have a four-year degree. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.2% — high, a tax-stress and distress correlate. On demographic stress specifically, 78221 scores 33/100. Households earn a median $63,114 — below the roughly $78,000 national figure. The typical home is worth about $171,200 (2.5× income, relatively affordable). Around 50% of renters are cost-burdened.
Net-net, 78221 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 78221 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 78221's 37/100 can be lined up against any neighbor in Bexar County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78221, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 78221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For an operator, 78221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 78221
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 78221 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 78221, the same set carried on every parcel.
Adjacent Bexar County ZIP reports
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Further distress data across Bexar County, Texas at ZIP, county and state level.
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Rules-based scoring — each signal ties to a public dataset · methodology