ZIP 78221 Foreclosure, Tax-Lien & Distress Report
Bexar County, Texas · High Vacancy market
ZIP code 78221 in Bexar County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. Structural risk reads 80/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100)).
The contraction-phase market in 78221 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 2% lower over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 41,580 people live here, median age 35. The tenure split is 70% owner-occupied to 30% rented. The ZIP holds roughly 15,141 housing units. About 12% have a four-year degree. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.2% — high, a tax-stress and distress correlate. On demographic stress specifically, 78221 scores 33/100. Households earn a median $63,114 — below the roughly $78,000 national figure. The typical home is worth about $171,200 (2.5× income, relatively affordable). Around 50% of renters are cost-burdened.
Net-net, 78221 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 78221 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 78221's 36/100 can be lined up against any neighbor in Bexar County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78221, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 78221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For an operator, 78221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 78221
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 78221 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 78221, the same set carried on every parcel.
Adjacent Bexar County ZIP reports
Nearest ZIP codes to 78221
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Further distress data across Bexar County, Texas at ZIP, county and state level.
Get the full acquisition report for 78221
Get every distressed property in 78221 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology