ZIP 78264 Property Distress & Foreclosure Data

ZIP code 78264 in Bexar County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (81/100), structural risk (77/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 77/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (83/100).

The market reads recovery — home values rose 1.9% year on year (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 27/100. Around 26% of renters are cost-burdened. The poverty rate is 21.4% — high, a tax-stress and distress correlate. About 11,702 people live here, median age 39. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $163,300 (2.2× income, relatively affordable). At $60,245, median income runs below typical U.S. levels. 86% of housing is owner-occupied. The vacancy rate is 12.7% — elevated. The ZIP holds roughly 4,545 housing units.

Net-net, 78264 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.