ZIP 78264 Foreclosure, Tax-Lien & Distress Report

Bexar County, Texas's ZIP 78264 registers 36/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on construction/permit lag (84/100), structural risk (81/100), institutional ownership (57/100). On the quiet end sit mortgage stress (19/100). The split runs 81/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (71/100).

The contraction-phase market in 78264 posted values that fell 1.2% over the year, 2.0% off the recent peak (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

On demographic stress specifically, 78264 scores 27/100. Around 26% of renters are cost-burdened. The poverty rate is 21.4% — high, a tax-stress and distress correlate. About 11,702 people live here, median age 39. Around 13% of adults hold a bachelor's degree or higher. Home values center near $163,300, an affordability ratio of 2.2× — accessible. At $60,245, median income runs below typical U.S. levels. Owners hold 86% of homes, renters 14%. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 4,545 housing units.

Net-net, 78264 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78264 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 78264 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 78264 stays directly comparable to neighboring ZIPs and the rest of Bexar County, Texas. Sparse data for 78264 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 78264 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. The point of the 78264 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.