ZIP 78232 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78232 (Bexar County, Texas) returns a moderate composite of 37/100. Structurally it carries 83/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). Its standout signals are construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). mortgage stress (20/100) stay muted.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 9% higher over three years (phase confidence 21/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 5.2%. On demographic stress specifically, 78232 scores 30/100. Home values center near $362,000, an affordability ratio of 4.1×. Owners hold 57% of homes, renters 43%. Around 50% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. 36,277 residents call 78232 home, typically aged 38. At $84,633, median income runs near typical U.S. levels. The ZIP holds roughly 16,587 housing units. 8.7% of residents fall below the poverty threshold.

On the whole, 78232 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78232 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 78232's 37/100 can be lined up against any neighbor in Bexar County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78232, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 37/100 for 78232 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 78232 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.