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ZIP 78232 Foreclosure, Tax-Lien & Distress Report

Bexar County, Texas · Cooling Market market

Scored on a fixed 0-100 scale, 78232 (Bexar County, Texas) returns a moderate composite of 36/100. Structurally it carries 80/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). Its standout signals are structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). mortgage stress (20/100) stay muted.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 9% higher over three years (phase confidence 21/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 5.2%. On demographic stress specifically, 78232 scores 30/100. Home values center near $362,000, an affordability ratio of 4.1×. Owners hold 57% of homes, renters 43%. Around 50% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. 36,277 residents call 78232 home, typically aged 38. At $84,633, median income runs near typical U.S. levels. The ZIP holds roughly 16,587 housing units. 8.7% of residents fall below the poverty threshold.

On the whole, 78232 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78232 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 78232's 36/100 can be lined up against any neighbor in Bexar County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78232, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 36/100 for 78232 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 78232 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

36/100
Composite stress
80/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 78232

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 78232 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 78232, the same set carried on every parcel.

Loading ZIP 78232 stress data…

Bexar County ZIPs near 78232

Nearest ZIP codes to 78232

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Bexar County, Texas

More ZIP, county and state distress intelligence connected to Bexar County, Texas.

Open the complete 78232 acquisition file

Get every distressed property in 78232 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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