ZIP 78258 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78258 (Bexar County, Texas) lands at 36/100 — moderate on DLRadar's distress scoring. The split runs 80/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). Leading the profile are structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 36% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Home values center near $480,500, an affordability ratio of 3.9× — accessible. The ZIP holds roughly 20,895 housing units. Population is roughly 51,672 with a median age of 37. At $116,133, median income runs above typical U.S. levels. About 61% have a four-year degree. Vacancy runs 6.6%. On demographic stress specifically, 78258 scores 28/100. Rent burden reaches 39% of tenant households. The tenure split is 58% owner-occupied to 42% rented. The poverty rate is 5.8% — low.

On the whole, 78258 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78258 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 78258 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78258 can be compared directly against any other ZIP in Bexar County, Texas or nationwide. Where the record is thin for 78258, the field stays empty rather than modeled, and fills in as new documents post.

78258's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 78258 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.