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ZIP 78259 Foreclosure, Tax-Lien & Distress Report

Bexar County, Texas · Cooling Market market

Bexar County, Texas's ZIP 78259 registers 37/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). Structural risk reads 83/100 against active distress of 6/100.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 39% higher over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Median household income is $109,429, above the U.S. median near $78,000. The poverty rate is 3.3% — low. 65% of housing is owner-occupied. Educational attainment sits at 51% bachelor's-or-above. Around 39% of renters are cost-burdened. Vacancy runs 4.7%. 26,931 residents call 78259 home, typically aged 39. The ZIP holds roughly 11,779 housing units. On demographic stress specifically, 78259 scores 26/100. The typical home is worth about $380,800 (3.4× income, relatively affordable).

Net-net, 78259 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78259 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 78259 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 78259 stays directly comparable to neighboring ZIPs and the rest of Bexar County, Texas. Sparse data for 78259 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 37/100 figure for 78259 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 78259 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

37/100
Composite stress
83/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 78259

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 78259 Stress Report snapshot

A live read on 78259: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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