ZIP 78261 Foreclosure, Tax-Lien & Distress Report
Bexar County, Texas · Cooling Market market
In Bexar County, Texas, ZIP 78261 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. Structurally it carries 80/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). The most distinctive pressure shows up in structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). mortgage stress (20/100) stay muted.
The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.
About 27,060 people live here, median age 37. The tenure split is 81% owner-occupied to 19% rented. There are about 9,483 housing units across 78261. Educational attainment sits at 55% bachelor's-or-above. Home values center near $430,200, an affordability ratio of 2.9× — accessible. At $140,120, median income runs above typical U.S. levels. Vacancy runs 3.3%. Rent burden reaches 26% of tenant households. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 21/100.
Taken together, 78261 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78261 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 78261's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 78261, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
78261's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 78261 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 78261
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 78261 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 78261, the same set carried on every parcel.
Bexar County ZIPs near 78261
Nearest ZIP codes to 78261
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Bexar County, Texas.
The complete 78261 distress and acquisition report
Pull every distressed parcel in 78261 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology