ZIP 78261 Property Distress & Foreclosure Data

DLRadar grades ZIP 78261 (Bexar County, Texas) at a moderate 35/100 for overall property distress. Structural exposure scores 79 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100). Property-level stress concentrates in construction/permit lag (81/100), structural risk (79/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low.

The market reads recovery — home values rose 1.9% year on year, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 27,060 people live here, median age 37. 81% of housing is owner-occupied. There are about 9,483 housing units across 78261. Around 55% of adults hold a bachelor's degree or higher. The typical home is worth about $430,200 (2.9× income, relatively affordable). At $140,120, median income runs above typical U.S. levels. Vacancy runs 3.3%. Rent burden reaches 26% of tenant households. The poverty rate is 4.1% — low. The demographic-stress sub-score lands at 21/100.

Net-net, 78261 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 78261

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Bexar County

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Deterministic. Every signal traces to a public dataset · methodology