ZIP 78248 Foreclosure, Tax-Lien & Distress Report

ZIP code 78248 in Bexar County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). The latent-versus-live split is 80/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low.

The contraction-phase market in 78248 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 34% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $130,605, median income runs above typical U.S. levels. 2.6% of residents fall below the poverty threshold. Vacancy runs 4.9%. The demographic-stress sub-score lands at 24/100. Around 65% of adults hold a bachelor's degree or higher. 14,127 residents call 78248 home, typically aged 42. The ZIP holds roughly 6,157 housing units. Home values center near $479,500, an affordability ratio of 3.5× — accessible. Around 34% of renters are cost-burdened. 72% of housing is owner-occupied.

Taken together, 78248 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 78248 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 78248 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 78248, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 36/100 for 78248 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 78248 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.