ZIP 78249 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78249 (Bexar County, Texas) returns a moderate composite of 37/100. The split runs 83/100 structural to 6/100 active on the ground. The pressure is most legible in construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 6% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Home values center near $305,400, an affordability ratio of 3.5× — accessible. Median household income is $80,851, near the U.S. median near $78,000. About 61,772 people live here, median age 29. There are about 24,772 housing units across 78249. Owners hold 51% of homes, renters 49%. Around 41% of renters are cost-burdened. The vacancy rate is 5.9%. Around 52% of adults hold a bachelor's degree or higher. Roughly 16.1% live below the poverty line. The demographic-stress sub-score lands at 31/100.

On the whole, 78249 leans distressed, with opportunity clustered in specific stressed parcels. 78249 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 78249 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78249 can be compared directly against any other ZIP in Bexar County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78249 shows blanks, not estimates, wherever the record is sparse.

The 37/100 for 78249 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 78249 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.