ZIP 78251 Foreclosure, Tax-Lien & Distress Report
Bexar County, Texas · Cooling Market market
Scored on a fixed 0-100 scale, 78251 (Bexar County, Texas) returns a moderate composite of 36/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). Structural exposure scores 80 and live distress 6 on the 0–100 scale. Leading the profile are structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low.
The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 1% higher over three years, at 21/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 23,491 housing units. Vacancy runs 4.3%. Roughly 8.6% live below the poverty line. Educational attainment sits at 33% bachelor's-or-above. At $78,025, median income runs near typical U.S. levels. On demographic stress specifically, 78251 scores 30/100. Around 41% of renters are cost-burdened. Home values center near $268,300, an affordability ratio of 3.1× — accessible. Owners hold 52% of homes, renters 48%. 61,683 residents call 78251 home, typically aged 32.
On the whole, 78251 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 78251 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 78251, the field stays empty rather than modeled, and fills in as new documents post.
The 36/100 figure for 78251 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 78251 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 78251’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 78251 Stress Report snapshot
The live 78251 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Bexar County
Nearest ZIP codes to 78251
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Bexar County, Texas — ZIP, county and statewide.
The complete 78251 distress and acquisition report
Pull every distressed parcel in 78251 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology