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ZIP 78238 Foreclosure, Tax-Lien & Distress Report

Bexar County, Texas · Cooling Market market

DLRadar grades ZIP 78238 (Bexar County, Texas) at a moderate 37/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). What sets it apart are the readings on construction/permit lag (84/100), structural risk (83/100), institutional ownership (58/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 83/100 against active distress of 6/100.

The contraction-phase market in 78238 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 2% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

A median home runs $209,700 here, or 3.4 times local income. Vacancy runs 9.9%. About 26,250 people live here, median age 34. Around 41% of renters are cost-burdened. There are about 11,686 housing units across 78238. 11.6% of residents fall below the poverty threshold. The tenure split is 45% owner-occupied to 55% rented. About 21% have a four-year degree. The demographic-stress sub-score lands at 34/100. At $56,227, median income runs below typical U.S. levels.

On the whole, 78238 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 78238's 37/100 can be lined up against any neighbor in Bexar County, Texas or any ZIP coast to coast. Sparse data for 78238 shows as blanks, never estimates, and the score updates on every fresh public filing.

78238's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 78238 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

37/100
Composite stress
83/100
Structural risk
6/100
Distress activity

What is driving ZIP 78238’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 78238 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 78238 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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