ZIP 78245 Foreclosure, Tax-Lien & Distress Report
Bexar County, Texas · Cooling Market market
On DLRadar's 0-100 distress scale, ZIP 78245 in Bexar County, Texas comes in at 36, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100). Its heaviest discrete signals: structural risk (80/100), construction/permit lag (78/100), institutional ownership (56/100). On the quiet end sit mortgage stress (20/100). Latent structural risk is 80/100 while live distress already moving reads 6/100.
The contraction-phase market in 78245 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 0% lower over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.
72% of housing is owner-occupied. Home values center near $260,300, an affordability ratio of 2.8× — accessible. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 33,173 housing units. 91,388 residents call 78245 home, typically aged 32. Median household income is $87,890, above the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. Roughly 9.3% live below the poverty line. Vacancy runs 5.6%. Around 40% of renters are cost-burdened.
Net-net, 78245 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 78245's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 78245 shows as blanks, never estimates, and the score updates on every fresh public filing.
78245's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 78245 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 78245
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 78245 by the numbers
Current distress, phase, housing and lender-pressure figures for 78245, drawn from the same report attached to each property.
Bexar County ZIPs near 78245
Nearest ZIP codes to 78245
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 78245
Related ZIP, county and statewide reads linked to Bexar County, Texas.
Unlock the full ZIP 78245 acquisition report
Every distressed parcel in 78245 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology