ZIP 78039 Property Distress & Foreclosure Data

ZIP code 78039 in Medina County, Texas carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (75/100). On the structural side it scores 61/100, with 3/100 of stress already active. What sets it apart are the readings on construction/permit lag (81/100), structural risk (61/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (11/100) register low.

The market reads recovery — home values rose 1.9% year on year (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 10.7%. The demographic-stress sub-score lands at 26/100. At $74,013, median income runs near typical U.S. levels. The ZIP holds roughly 768 housing units. About 2,311 people live here, median age 42. 88% of housing is owner-occupied. Around 49% of renters are cost-burdened. The typical home is worth about $131,400 (1.7× income, relatively affordable). Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 7.9%.

Net-net, 78039 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.