ZIP 78039 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78039 in Medina County, Texas comes in at 31, a moderate composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (75/100). The latent-versus-live split is 70/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (83/100), structural risk (70/100), institutional ownership (48/100). On the quiet end sit mortgage stress (11/100).

The contraction-phase market in 78039 posted values that fell 1.2% over the year, 2.0% off the recent peak (phase confidence 21/100). Falling values surface more motivated sellers and below-market exits.

The poverty rate is 10.7%. DLRadar's demographic-stress index for the area reads 26/100. Households earn a median $74,013 — near the roughly $78,000 national figure. There are about 768 housing units across 78039. 2,311 residents call 78039 home, typically aged 42. Owners hold 88% of homes, renters 12%. Rent burden reaches 49% of tenant households. Home values center near $131,400, an affordability ratio of 1.7× — accessible. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 7.9%.

Net-net, 78039 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 78039 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 78039 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Medina County, Texas and the nation. The score is rebuilt from public data as it updates, so 78039 reflects the current record instead of a stale or modeled snapshot.

78039's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 78039 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.