ZIP 78016 Foreclosure, Tax-Lien & Distress Report

ZIP 78016's composite property-distress score is 26/100 - DLRadar classes that as low for Medina County, Texas. On the structural side it scores 58/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (64/100)). The pressure is most legible in construction/permit lag (59/100), structural risk (58/100), institutional ownership (43/100). mortgage stress (8/100) stay muted.

The contraction-phase market in 78016 posted values that fell 1.1% over the year, 1.9% off the recent peak, and 9% higher over three years (phase confidence 20/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $221,500, an affordability ratio of 3.0× — accessible. 10.6% of residents fall below the poverty threshold. About 11,302 people live here, median age 42. Owners hold 78% of homes, renters 22%. The vacancy rate is 9.7%. Educational attainment sits at 21% bachelor's-or-above. There are about 4,394 housing units across 78016. Around 53% of renters are cost-burdened. On demographic stress specifically, 78016 scores 31/100. Median household income is $57,609, below the U.S. median near $78,000.

On the whole, 78016 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78016 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 78016 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 78016 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78016's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 78016 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.