ZIP 78009 Property Distress & Foreclosure Data

DLRadar grades ZIP 78009 (Medina County, Texas) at a low 23/100 for overall property distress. Structural exposure scores 54 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (80/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

The market reads recovery — home values rose 1.9% year on year, and 13% higher over three years, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 9,494 people live here, median age 41. Rent burden reaches 21% of tenant households. 85% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. Vacancy runs 10.8%. The poverty rate is 8.4%. The typical home is worth about $368,700 (3.3× income, relatively affordable). There are about 3,396 housing units across 78009. The demographic-stress sub-score lands at 25/100. At $102,724, median income runs above typical U.S. levels.

Net-net, 78009 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.