ZIP 78861 Foreclosure, Tax-Lien & Distress Report
Medina County, Texas · Cooling Market market
Scored on a fixed 0-100 scale, 78861 (Medina County, Texas) returns a low composite of 24/100. The split runs 54/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). Property-level stress concentrates in structural risk (54/100), institutional ownership (44/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (8/100).
The contraction-phase market in 78861 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 6% higher over three years, at 21/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
About 13,715 people live here, median age 39. A median home runs $223,200 here, or 3.3 times local income. The vacancy rate is 11.1%. 74% of housing is owner-occupied. Rent burden reaches 38% of tenant households. The ZIP holds roughly 5,120 housing units. The demographic-stress sub-score lands at 32/100. 17.1% of residents fall below the poverty threshold. About 17% have a four-year degree. Households earn a median $64,491 — below the roughly $78,000 national figure.
On the whole, 78861 leans distressed, with opportunity clustered in specific stressed parcels. 78861 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 78861's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 78861 shows blanks, not estimates, wherever the record is sparse.
Each component behind 78861 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 78861 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 78861
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 78861 distress snapshot
The live 78861 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep exploring Texas distress
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Open the complete 78861 acquisition file
Pull every distressed parcel in 78861 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology