ZIP 78861 Property Distress & Foreclosure Data

Composite property distress in 78861 (Medina County, Texas) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 54/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

The market reads recovery — home values rose 1.9% year on year, and 6% higher over three years, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 13,715 people live here, median age 39. The typical home is worth about $223,200 (3.3× income, relatively affordable). Vacancy runs 11.1%. 74% of housing is owner-occupied. Rent burden reaches 38% of tenant households. There are about 5,120 housing units across 78861. The demographic-stress sub-score lands at 32/100. The poverty rate is 17.1% — high, a tax-stress and distress correlate. Around 17% of adults hold a bachelor's degree or higher. At $64,491, median income runs below typical U.S. levels.

Net-net, 78861 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.