ZIP 78850 Foreclosure, Tax-Lien & Distress Report

ZIP code 78850 in Medina County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 59/100, with 2/100 of stress already active. Leading the profile are construction/permit lag (59/100), structural risk (59/100), institutional ownership (44/100). On the quiet end sit mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100).

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, at 21/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

935 residents call 78850 home, typically aged 35. The typical home is worth about $247,400 (4.0× income, relatively affordable). At $77,344, median income runs near typical U.S. levels. The ZIP holds roughly 430 housing units. 78% of housing is owner-occupied. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 31% bachelor's-or-above. On demographic stress specifically, 78850 scores 38/100. Rent burden reaches 60% of tenant households. Roughly 13.3% live below the poverty line.

Net-net, 78850 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 78850 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 78850 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78850 can be compared directly against any other ZIP in Medina County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78850 shows blanks, not estimates, wherever the record is sparse.

Each component behind 78850 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 78850 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.