ZIP 78056 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78056 in Medina County, Texas comes in at 26, a low composite-distress reading. Structural risk reads 59/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). Its standout signals are construction/permit lag (59/100), structural risk (59/100), institutional ownership (44/100). By contrast, mortgage stress (8/100) register low.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, and 51% higher over three years (phase confidence 21/100). Falling values surface more motivated sellers and below-market exits.

Population is roughly 2,431 with a median age of 45. Rent burden reaches 0% of tenant households. Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 37% bachelor's-or-above. 93% of housing is owner-occupied. The poverty rate is 0.0% — low. The ZIP holds roughly 1,048 housing units. Households earn a median $122,026 — above the roughly $78,000 national figure. Home values center near $553,500, an affordability ratio of 4.1×. The demographic-stress sub-score lands at 22/100.

Net-net, 78056 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78056 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 78056 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78056 can be compared directly against any other ZIP in Medina County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78056 shows blanks, not estimates, wherever the record is sparse.

78056's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 78056 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.