ZIP 78063 Property Distress & Foreclosure Data

DLRadar grades ZIP 78063 (Bandera County, Texas) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (44/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural exposure scores 44 and live distress 2 on the 0–100 scale.

The market reads recovery — home values rose 1.9% year on year, and 4% higher over three years, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,594 people live here, median age 51. There are about 5,044 housing units across 78063. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. At $79,066, median income runs near typical U.S. levels. The poverty rate is 13.9%. Around 28% of adults hold a bachelor's degree or higher. 92% of housing is owner-occupied. Rent burden reaches 45% of tenant households. The typical home is worth about $304,700 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 30/100.

Net-net, 78063 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.