ZIP 78010 Foreclosure, Tax-Lien & Distress Report
Kerr County, Texas · High Vacancy market
ZIP code 78010 in Kerr County, Texas carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 6/100. What sets it apart are the readings on structural risk (63/100), institutional ownership (62/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (21/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100), climate & FEMA risk (73/100).
Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 74% owner-occupied to 26% rented. Home values center near $318,600, an affordability ratio of 3.9× — accessible. On demographic stress specifically, 78010 scores 30/100. Median household income is $70,900, near the U.S. median near $78,000. Rent burden reaches 18% of tenant households. 3,819 residents call 78010 home, typically aged 45. About 28% have a four-year degree. The ZIP holds roughly 1,657 housing units. 18.2% of residents fall below the poverty threshold.
Taken together, 78010 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 78010 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 78010's 28/100 can be lined up against any neighbor in Kerr County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78010 shows blanks, not estimates, wherever the record is sparse.
78010's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78010 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 78010
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
78010 at a glance
Current distress, phase, housing and lender-pressure figures for 78010, drawn from the same report attached to each property.
Adjacent Kerr County ZIP reports
Explore related distress reports
Further distress data across Kerr County, Texas at ZIP, county and state level.
Open the complete 78010 acquisition file
See who owns each distressed property in 78010, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology