ZIP 78010 Property Distress & Foreclosure Data

Kerr County, Texas's ZIP 78010 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 53/100 against active distress of 6/100. The most distinctive pressure shows up in institutional ownership (53/100), structural risk (53/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (1/100). Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (73/100)).

The peak-phase market in 78010 posted values that rose 1.1% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 74% of homes, renters 26%. Home values center near $318,600, an affordability ratio of 3.9× — accessible. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $70,900, near the U.S. median near $78,000. Rent burden reaches 18% of tenant households. Population is roughly 3,819 with a median age of 45. Educational attainment sits at 28% bachelor's-or-above. There are about 1,657 housing units across 78010. 18.2% of residents fall below the poverty threshold.

On the whole, 78010 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.