ZIP 78058 Property Distress & Foreclosure Data

In Kerr County, Texas, ZIP 78058 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (65/100)). Its standout signals are institutional ownership (49/100), structural risk (48/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (1/100). Structural risk reads 48/100 against active distress of 6/100.

The peak-phase market in 78058 posted values that rose 1.7% over the year, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 948 with a median age of 66. Home values center near $245,400, an affordability ratio of 2.5× — accessible. Median household income is $100,179, above the U.S. median near $78,000. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 91% of homes, renters 9%. Rent burden reaches 84% of tenant households. There are about 600 housing units across 78058. 2.8% of residents fall below the poverty threshold. Educational attainment sits at 34% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100.

On the whole, 78058 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.