ZIP 78058 Foreclosure, Tax-Lien & Distress Report
Kerr County, Texas · High Vacancy market
ZIP code 78058 in Kerr County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100), climate & FEMA risk (65/100). What sets it apart are the readings on institutional ownership (58/100), structural risk (57/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (20/100) register low. Structural risk reads 57/100 against active distress of 6/100.
The peak-phase market in 78058 posted values that rose 1.1% over the year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
948 residents call 78058 home, typically aged 66. A median home runs $245,400 here, or 2.5 times local income. Median household income is $100,179, above the U.S. median near $78,000. The vacancy rate is 17.6% — elevated. Owners hold 91% of homes, renters 9%. Around 84% of renters are cost-burdened. The ZIP holds roughly 600 housing units. 2.8% of residents fall below the poverty threshold. About 34% have a four-year degree. On demographic stress specifically, 78058 scores 30/100.
On the whole, 78058 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 78058 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 78058 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78058 can be compared directly against any other ZIP in Kerr County, Texas or nationwide. Where the public record is thin for 78058, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 78058 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 78058 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 78058
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 78058 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 78058, drawn from the same report attached to each property.
Neighbouring ZIPs in Kerr County
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Other reports tied to Kerr County, Texas — ZIP, county and statewide.
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Each signal above is traceable to an open dataset · methodology