ZIP 76849 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76849 (Kimble County, Texas) at a low 15/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (61/100)). Property-level stress concentrates in institutional ownership (45/100), structural risk (32/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (1/100). Structural risk reads 32/100 against active distress of 6/100.

The neutral-phase market in 76849 posted values that rose 4.2% over the year, at 23/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 3,488 with a median age of 47. A median home runs $188,900 here, or 2.7 times local income. Households earn a median $59,311 — below the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 36% of tenant households. There are about 2,203 housing units across 76849. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 76849 scores 30/100. Vacancy runs 34.5%, above the national norm and a classic distress-and-opportunity signal. About 29% have a four-year degree.

On the whole, 76849 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.