ZIP 78631 Property Distress & Foreclosure Data

Composite property distress in 78631 (Kimble County, Texas) lands at 18/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 40/100 structural and 5/100 already moving. The sharpest non-environmental signals are institutional ownership (40/100), structural risk (40/100), construction/permit lag (33/100). On the quiet end sit construction/permit lag (33/100) and mortgage stress (18/100).

The peak-phase market in 78631 posted values that rose 2.7% over the year, and 20% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 66% of renters are cost-burdened. The vacancy rate is 21.0% — elevated. 12.6% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. Median household income is $73,646, near the U.S. median near $78,000. The ZIP holds roughly 1,571 housing units. DLRadar's demographic-stress index for the area reads 39/100. Population is roughly 3,357 with a median age of 42. Owners hold 82% of homes, renters 18%. Home values center near $351,600, an affordability ratio of 4.6×.

On the whole, 78631 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.