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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 78024 Foreclosure, Tax-Lien & Distress Report

Kerr County, Texas · High Vacancy market

ZIP 78024's composite property-distress score is 28/100 - DLRadar classes that as low for Kerr County, Texas. Leading the profile are institutional ownership (61/100), structural risk (61/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (21/100) register low. Structural exposure scores 61 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100), climate & FEMA risk (71/100)).

The market reads peak — home values rose 1.0% year on year (phase confidence 10/100). Topping markets hide individual distress behind strong averages.

At $76,065, median income runs near typical U.S. levels. Around 8% of renters are cost-burdened. 15.3% of residents fall below the poverty threshold. About 48% have a four-year degree. Home values center near $500,000, an affordability ratio of 8.3× — stretched. The demographic-stress sub-score lands at 40/100. The ZIP holds roughly 768 housing units. The vacancy rate is 40.1% — elevated. 84% of housing is owner-occupied. Population is roughly 1,157 with a median age of 59.

Taken together, 78024 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 78024 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78024's 28/100 can be lined up against any neighbor in Kerr County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78024 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 78024 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 78024 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
61/100
Structural risk
6/100
Distress activity

What is driving ZIP 78024’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk71
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 78024 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 78024, the same set carried on every parcel.

Loading ZIP 78024 stress data…

Adjacent Kerr County ZIP reports

Explore related distress reports

Further distress data across Kerr County, Texas at ZIP, county and state level.

See every distressed parcel in 78024

Every distressed parcel in 78024 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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