ZIP 78029 Foreclosure, Tax-Lien & Distress Report
Kerr County, Texas · Distress market
Composite property distress in 78029 (Kerr County, Texas) lands at 29/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (77/100), climate & FEMA risk (73/100). The sharpest non-environmental signals are structural risk (64/100), institutional ownership (63/100), construction/permit lag (26/100). construction/permit lag (26/100) stay muted. On the structural side it scores 64/100, with 0/100 of stress already active.
The market reads peak — home values rose 0.9% year on year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Net-net, 78029 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 78029's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 78029 shows blanks, not estimates, wherever the record is sparse.
The 29/100 for 78029 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 78029 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 78029’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 78029 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 78029, the same set carried on every parcel.
Other Kerr County ZIP codes
Nearest ZIP codes to 78029
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Kerr County, Texas.
See every distressed parcel in 78029
Open 78029 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology