ZIP 78883 Foreclosure, Tax-Lien & Distress Report
Bandera County, Texas · High Vacancy market
ZIP code 78883 in Bandera County, Texas carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. Structural risk reads 73/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), FEMA disaster exposure (68/100), climate & FEMA risk (61/100). Its standout signals are construction/permit lag (100/100), structural risk (73/100), institutional ownership (54/100). mortgage stress (5/100) stay muted.
Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, at 21/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
About 184 people live here, median age 76. The ZIP holds roughly 227 housing units. Home values center near $414,300, an affordability ratio of 12.4× — stretched. Vacancy runs 40.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 66% owner-occupied to 34% rented. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 45/100. At $36,189, median income runs below typical U.S. levels. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas.
Net-net, 78883 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 78883 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78883 can be compared directly against any other ZIP in Bandera County, Texas or nationwide. The score is rebuilt from public data as it updates, so 78883 reflects the current record instead of a stale or modeled snapshot.
The 32/100 for 78883 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 78883 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 78883’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
78883 at a glance
Current distress, phase, housing and lender-pressure figures for 78883, drawn from the same report attached to each property.
Adjacent Bandera County ZIP reports
Nearest ZIP codes to 78883
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 78883
Keep going: ZIP, county and state distress coverage for Bandera County, Texas.
Unlock parcel-level detail for ZIP 78883
Open 78883 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology